by cfm_admin | Feb 19, 2019 | Economy, Finances
For South African investors, the past few years have been extremely trying. The only asset class that has delivered annualised returns of more than 10% over this period is local bonds.Both local and international equities have performed below inflation, global bonds...
by cfm_admin | Feb 19, 2019 | Economy, Finances
The last five years on the JSE have been incredibly hard. Investors in the local market have received returns only barely above inflation. As the graph below shows, this is one of the worst five-year periods on the local market in the last four and a half...
by cfm_admin | Nov 23, 2018 | Finances
Over the past year, Western Cape residents have had to envisage a future without running water and adapt their lifestyles accordingly. They have rallied together to ward off ‘Day Zero’, cutting down on their water consumption and recycling water to get the most out of...
by cfm_admin | Oct 31, 2018 | Economy, Finances
In last quarter’s Corospondent, we wrote about the low-return environment of the previous five years and how it has led to a significant gap between expected returns and the actual results experienced by investors. The underwhelming period endured by some...
by cfm_admin | Apr 20, 2018 | Finances
7 Reasons why insuring your monthly income is down-right obvious At FMI, we believe that life insurance benefits should protect your income against all risks that life may throw at you. Whether it be a temporary or long-term Disability, Critical Illness or...
by cfm_admin | Apr 20, 2018 | Finances
Is the return of volatility a return to normal? During the whole of 2017 the S&P 500 had just eight daily movements of more than 1%. This was an extraordinary period of low volatility in a year in which the index recorded 12 consecutive positive months. So...